CHOLPON KOKUMOVA
CHOLPON KOKUMOVA

Chairperson of the Board of Directors

Ms. Cholpon Kokumova holds a Master’s degree in business administration from the University of Exeter in England. She has more than 30 years of experience of work in financial and investment companies in European and Central-Asian countries in institution building and competitiveness of financial institutions and Small and Medium-sized enterprises by advising in strategic and business planning, risk management, market research, internal control, and investor relations.

Ms. Kokumova started her career at major banks in the Kyrgyz Republic (JCCB “Kyrgyzstan”, KICB). From 2009 to 2018, Ms. Kokumova managed an International Finance Corporation (IFC) consulting project and was responsible for achieving project goals – the transformation of microfinance institutions in Kyrgyzstan, Azerbaijan, Georgia, Tajikistan, Kazakhstan, and Kyrgyzstan. She is a certified Microfinance Expert.

In 2020, she is the Chairperson of the Board of Directors оf “Bailyk Finance” Company.

GIORGIO PAROLA
GIORGIO PAROLA

Member of the Board of Directors

Mr. Giorgio Parola holds a Diploma in Economics with a degree in Business Administration, obtained in 2005 from the University Federico II in Naples, Republic of Italy.

Mr. Giorgio Parola has 17 years of practical experience of work in the field of leasing, factoring, and microfinance in European and emerging markets, including Russia, Belarus, Armenia, and Moldova.

From 2005 to 2006 he was invited to work in Naples as an analyst for “Intesa Consulting” Company, specializing in financial management and analysis of financial activities and derivative products. In 2006 he held the position of Small and Medium Business Consultant with the European Bank for Reconstruction and Development. From 2006 to November 2007 he held the position of Member of the Management Board, Senior Vice President of “ROSENERGOBANK” (Russia).

At present Mr. Giorgio Parola is the President and Member of the Supervisory Board of “Micro Capital Russia” (Russia); President and Chairperson of the Supervisory Board of “General Factoring” (Russia); First Vice-President and Member of the Supervisory Board of “Micro Capital” (Luxemburg); Member of the Supervisory Board of “The City of Money” – P2P Crediting Platform (Russia); Member of the Supervisory Board of “Micro Leasing” (Belarus); Chairperson of the Supervisory Board of “Mikro Kapital spa” (Italy); Chairperson of the Board of Directors of the “National Leasing Company” (Russia).

RAUSHAN KURBANALIEVA
RAUSHAN KURBANALIEVA

Member of the Board of Directors

Ms. Raushan Kurbanalieva graduated from the Kazakh State Academy of Management with a degree in Economic and Social Planning. She is currently obtaining her MBA – Master’s degree in Business Administration from “Almaty Management University”. She has certificates from CAP, USAID/CAMFA II “Financial services for rural areas and agriculture”, MBA intensive course, and A. Galunin School of Business Management.

Ms. Raushan Kurbanalieva has more than 15 years of experience of work as a Chairperson of the Management Board of “MFI “Amur Credit” LLP. She was engaged in raising investments and grant funds from international investors. During work under the leadership of Ms. Kurbanalieva, the Company grew from a regional MFI to one of the largest MFIs in Kazakhstan.

Also, Ms. Raushan Kurbanalieva has a long experience as a member of the Board of Directors. She has been a member of the Board of Directors of the Microfinance Association of the Republic of Kazakhstan for more than three years; an independent member of the Board of Directors of “Shardara HPP” JSC for more than five years; a member of the Board of Directors of MDO “Humo” CJSC, one of the leading companies in the field of microfinance in Tajikistan, for more than four years.

PUSUR ТЕGIN ZAMIR
PUSUR ТЕGIN ZAMIR

Chairperson of the Sharia Board

Zamir Pusur tegin graduated from Osh State University with a degree in “Information Systems in Economics”, he holds a master’s degree in Management. He has also completed numerous advanced vocational training pieces.

Pusur tegin Zamir has 20 years of experience of work in the financial and economic sphere. He started his career as a chief accountant and continued his career in leading positions in such large banks of Kyrgyzstan as “ЕсоIslamicBank” OJSC and Companion Bank in Osh. At present, he is the Chairperson of the Sharia Committee in the Micro-deposit organization “Humo” CJSC, Dushanbe, Tajikistan.

Zamir is an expert in principles of Islamic banking and finance, including the Sharia standards set by the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI) and the Islamic Financial Services Board (IFSB).

AZHIMAMATOV ZAILABIDIN
AZHIMAMATOV ZAILABIDIN

Member of the Sharia Board

Zailabidin Azhimamatov graduated from Osh State University, Osh, with a degree in “Religious Studies”. He received his master’s degree in Fundamental Islamic Sciences from Ankara University, Ankara, Turkey. He received a degree in Theology from Ankara University, Turkey. He has extensive experience in teaching. Also, Zailabidin has attended courses on Islamic banking and finance under AAOIFI standards organized by the “International Association for Partnership Economics and Finance”.

Zailabidin’s total work experience is 16 years, including 9 years in the financial and economic sphere.

MADINA KALIMULLINA
MADINA KALIMULLINA

Member of the Sharia Board

Madina Kalimullina graduated from the Moscow State Institute of International Relations with a degree in World Economics. Madina holds a Ph.D. in Economics and is a Senior Research Fellow at the National Research University “Higher School of Economics”, Moscow, where she teaches Islamic Studies.

Madina has attended many courses and workshops on the principles of Islamic Finance as well as received training in Islamic Banking in Jakarta, Indonesia. Madina’s total work experience is 16 years, including 10 years in the financial and economic sphere.

MOLDAZHANOVA CHINARA
MOLDAZHANOVA CHINARA

Chief Executive Officer

Chinara Moldazhanova graduated from the Frunze Polytechnic Institute with a specialty “Process engineer” in 1984 and from the Kyrgyz State National University in 2001 with a degree in accounting and auditing. After graduation from the university, she started her career as an engineer/technologist and worked her way up to the Chief Financial Officer of Central Asia’s largest bakery plant.

With the arrival of the first microfinance institutions in Kyrgyzstan, Chinara Darkenbaevna started her microfinance experience as the Head оf Balykchy branch of Mercy Corps “Mercyco” and also served as a trainer-mentor in the establishment of microfinance in Uzbekistan and Russia (Chechnya and Ingushetia). Having gained solid experience in microfinance, she founded large Microcredit Company, in the development of which she participated from 2005 to 2013 not only in the Kyrgyz Republic but also in Russia and Azerbaijan. The total experience in the development of microfinance today is more than 20 years.

In 2013 she decided to join the Microcredit Company “Bailyk Finance” as Chief Executive Officer.

ZHAMALOVA MUBARA
ZHAMALOVA MUBARA

Chief Operating Officer

Mubara Zhamalova is a graduate of the Kyrgyz-Russian Slavic University. She has more than 15 years of work experience in the financial sector. In different years she coordinated marketing, PR, research, development, and implementation of products, new schemes of cooperation, and financing in major banks of the country – AsiaUniversalBank, “Bai-Tushum” Bank. In Bai-Tushum she also actively promoted social projects – KIVA, green finance, women entrepreneurship, and others in partnership with international organizations.

Mubara devoted certain time to consulting activities in organizations such as IFC (World Bank), GIZ, Ministry of Agriculture of the Kyrgyz Republic, “Spot-on” consulting company, MCC “Humo” and others. She is a member of the Management Board of the Union of Cooperatives of Kyrgyzstan.

She completed various international internships in South Korea, Washington, Japan, Prague, Almaty, and Turkey to improve her skills in various areas of microfinance: value chain development, RES and energy efficiency, women’s leadership and entrepreneurship, and financing cooperative activities, etc.

DERBISHALIEV ARZYMAT
DERBISHALIEV ARZYMAT

Chief Regional Officer

Arzymat Derbishaliev graduated with honors from the Kyrgyz-Russian Slavic University with a degree in “Finance and Credit”.

In 2009, he began his career as a credit administrator at a large local microcredit company, during which Arzymat participated in improving the lending process, carried out inspections of the credit staff work, and monitored and analyzed the loan portfolio. Purposefulness, constant striving for development, and improvement of professional and personal skills allowed Arzymat to establish the Microcredit Company “Bailyk Finance” in 2011. At present time Arzymat holds the position of Regional director of MCC “Bailyk Finance”.

In 2021 he successfully completed training at the Frankfurt School of Finance and Management, as a result of which he is a certified expert on risk management.

 

 

ABDIRAIMOV PARDAVAY
ABDIRAIMOV PARDAVAY

Branch Manager/Head of Islamic Window

He started his career as a loan officer at the “Companion” Group. He worked as a senior loan officer, loan manager, and regional director in Chui, Batken, and Osh regions. As a regional director, he supervised the work of offices located in Bishkek city and several regions of the country. Under his leadership, there were 36 representative offices of the company and more than 300 employees. During his work, the total number of customers of the company exceeded 50000 people, and the volume of the loan portfolio amounted to more than 1.5 billion soms! Pardavay held the position of the Chief Executive Officer of “MCC “Capital Plus” LLC. He was responsible for the general management and development of the company. In his current position, he is responsible for the opening, development, and quality of offices. He considers a strong family as the key to his successful career.

MAKSUTOVA AINURA
MAKSUTOVA AINURA

Head of Human Resources Department

Ainura Kudainazarovna is an expert in the field of personnel management and organizational development. He has a pedagogical education, as well as education in the field of social work and psychology. Ainura Kudainazarovna has extensive experience in the field of formal and non-formal education, staff development and training, as well as conducting business trainings and team building events.

The total work experience of Ainura Kudainazarovna is 29 years. He has more than 12 years of experience in financial institutions, as well as 15 years of experience in the field of human resource management. Ainura Kudainazarovna is the current Member of the Board of Trustees of the IFC “Nuri Khumo”, Dushanbe, Tajikistan, also held the positions of:

  • Jury member – representative from Kyrgyzstan “Central Asia Awards”, Uzbekistan, Tashkent, 2018
  • Speaker at the HR Forum “Motive@Action”, Bishkek, 2019
  • Member of the Board of CJSC IFC “Bai-Tushum and Partners”, 2009-2011
  • Member of the Board / Secretary of the Board Adult Education Center, 1999-2003

In 2017, Ainura Kudainazarovna was awarded a letter of thanks from the Union of Banks of the Kyrgyz Republic.

Any questions left?

You can leave a request for advice from the sales manager using this form




    petal