You can use a home improvement loan to make cosmetic or major repairs to your apartment or house. Use the loan proceeds for repair at any stage at your discretion.

And our employees will help you make a cost estimate for purchasing construction materials.

Loan objectives:

  • Repair, construction and insulation of housing
  • Creating a comfortable living environment
  • Insulation of external walls
  • Replacement of windows
  • Roof replacement and insulation
  • Walling
  • Floor device
  • Construction and equipment of a bathroom
  • Finishing work (wallpapers, linoleum, laminate, painting)

Financing conditions:

  • Currency: KGS
  • Repayment schedule: annuity

The requirements for the borrower are simple:

  • A borrower must have citizenship of the Kyrgyz Republic;
  • A borrower must be at the age of 18 – 70 inclusive;
  • A borrower must have a positive credit history

The list of documents is minimal:

  • Copy of passports of the borrower, his spouse/her husband, and guarantors (if any);
  • Documents concerning the borrower’s marital status;
  • Other necessary documents on the customer’s business
Amount Term Interest rate Security
From 10000 KGS to 300000 KGS From 1 to 18 months  (Up to 150000 KGS )

From 1 to 24 months (from 150001 KGS to 300000 KGS )

35% per annum (with insurance policy)

37% per annum (without insurance policy)

from 150001 to 250000 KGS — one guarantor

from 250001 to 300000 KGS — two guarantors

Peculiarities of the loan

  • Estimating the cost of purchasing construction materials
  • Tutorial videos on choosing high-quality construction materials and carrying out independent repair and construction work according to all rules
  • List of suppliers of quality construction materials that provide discounts if the client is our borrower

 

*Effective interest rate starting from 40.28%.
*Loan Committee may ask for a guarantee regardless of the loan amount.
*A guarantor is required for customers with no credit score requesting more than 105000 KGS

It is believed that health cannot be bought, but it is quite possible to obtain effective treatment in a modern clinic. Expensive surgeries and medicines, maintenance of the patient and additional medical services – all this may at some point be required for us and our loved ones. Unfortunately, such a need may arise quite suddenly, and there simply will not be time to accumulate or raise the necessary amount. And even if we are talking about preventive treatment, simple plastic surgery or dental services, you may need a loan urgently.

Bailyk Finance does not require much hassle and a large number of certificates and documents.

Purposes of lending:

  • For diagnosing a disease,
  • For treatment and prevention,
  • For recovery in sanatoriums and resorts.

Financing conditions:

  • Currency: KGS
  • Repayment schedule: annuity
  • Cash service fee: 1,3% of the loan amount

The requirements for the borrower are simple:

  • A borrower must have citizenship of the Kyrgyz Republic;
  • A borrower must be at the age of 18 – 70 inclusive;
  • A borrower must have a positive credit history

The list of documents is minimal:

  • Copy of passports of the borrower, his spouse/her husband, and guarantors (if any);
  • Documents concerning the borrower’s marital status.
Amount Term Interest rate
5 000 – 50 000 KGS 1 – 18 month 30%

*Effective interest rate from 33.74%.
You can get a calculation of the total cost of the loan from our loan specialists at the nearest office.  Choose an office.

WHY YOU SHOULD CHOOSE LOAN PRODUCT “HEALTH”?

Because it allows:

  • pass all diagnostic examinations in the network of laboratories Aqua Lab, Express pluys
  • Aqua Lab, Express Plus with a discount of up to 20%;
  • receive treatment at partner clinics with a discount of up to 10%;
  • buy medicines in partner pharmacies with a discount of up to 10%;
  • get our branded fast loan processing.

Full list of partners and contacts for the loan product “HEALTH”:

Name Type of activity Contacts Discount
1. LLC “Comfort Medic” Pharmacy 0(312) 303 777 10%
2. LLC “Rhodiola-Pharm” Pharmacy 0(558)770 870 10%
3. LLC “Plasma” Pharmacy 0(312) 901 917 10%
4. Pharmacy №55 KSMA Pharmacy 0(312) 563 338 10%
5. LLC “AQUA LAB” Laboratory  0(312) 986 660  20%
6. “Express +” Laboratory  0(312) 595 633  20%
7. OF “Ergene” Medical Center  0(312) 214 015 20%
8. LLC “Medical clinic MHSM” Medical Center 20%
9. “Educational-Medical-Scientific Medical Center” (KSMA) Medical Center  0(312) 565 016 20%

A loan for the purchase of Renewable Energy sources for the installation of photovoltaic panels, electric shepherds, solar dryers, water heaters for home and business, electricity converters and other modern technologies, allows you not only to save on energy bills, but also to contribute to caring for the environment.

Financing conditions:

  • Currency: KGS
  • Repayment schedule: annuity

The requirements for the borrower are simple:

  • Have citizenship of the Kyrgyz Republic;
  • Be between the ages of 18 and 70 inclusive;
  • Have a positive credit history.

The list of documents is minimal:

  • a copy of the passport of the borrower, spouse and guarantors (if any);
  • documents on the marital status of the borrower.
Amount Term Interest rate Cash service fee
5 000 – 150 000 KGS 1 -18 month 20% per annum (with insurance policy)

22% per annum (without insurance policy)

1,3% from the loan amount
*Effective interest rate from 21.48%.

You can get a calculation of the total cost of the loan from our loan specialists at the nearest office.

 

The company cooperates with two companies supplying renewable energy installations:

1.Service Center CRVIEE LLC supplies solar dryers. 2.Elsist LLC supplies solar dryers and solar shepherds.

 

Credit Calculator

c

5000
25000
50000

1 мес
12 мес
18 мес

Monthly payment

4874

Interest rate

30 %

Total loan amount

58492

Credit term

12

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