You can use a home improvement loan to make cosmetic or major repairs to your apartment or house. Use the loan proceeds for repair at any stage at your discretion.

And our employees will help you make a cost estimate for purchasing construction materials.

Loan objectives:

  • Repair, construction and insulation of housing
  • Creating a comfortable living environment
  • Insulation of external walls
  • Replacement of windows
  • Roof replacement and insulation
  • Walling
  • Floor device
  • Construction and equipment of a bathroom
  • Finishing work (wallpapers, linoleum, laminate, painting)

The requirements for the borrower are simple:

  • A borrower must have citizenship of the Kyrgyz Republic;
  • A borrower must be at the age of 18 – 70 inclusive (For customers purchasing an insurance policy, the age limit is 73 years inclusive);
  • A borrower must have a positive credit history

The list of documents is minimal:

  • Copy of passports of the borrower, his spouse/her husband, and guarantors (if any);
  • Documents concerning the borrower’s marital status;
  • Other necessary documents on the customer’s business

Financing conditions:

  • Currency: KGS
  • Repayment schedule: annuity
  • Commission for cash services: according to the tariffs for individual services.
  • When obtaining a loan with insurance, interest rates are reduced according to the table.
Amount Term Interest rate Security
From 10000 KGS to 300000 KGS From 1 to 18 months  (Up to 150000 KGS )

From 1 to 24 months (from 150001 KGS to 300000 KGS )

39% per annum (with insurance policy)

41% per annum (without insurance policy)

For a client with a credit history

Up to 200,000 soms (incl.) – without a guarantor

over 200,000 – 1 guarantor

For clients with no credit history

Up to 150,000 soms (incl.) – without a guarantor

over 150,000 soms – 1 guarantor

Peculiarities of the loan

  • Estimating the cost of purchasing construction materials
  • Tutorial videos on choosing high-quality construction materials and carrying out independent repair and construction work according to all rules
  • List of suppliers of quality construction materials that provide discounts if the client is our borrower

 

*Effective interest rate starting from 47,55%.
*Loan Committee may ask for a guarantee regardless of the loan amount.

A loan for the purchase of Renewable Energy sources for the installation of photovoltaic panels, electric shepherds, solar dryers, water heaters for home and business, electricity converters and other modern technologies, allows you not only to save on energy bills, but also to contribute to caring for the environment.

Financing conditions:

  • Currency: KGS
  • Repayment schedule: annuity

The requirements for the borrower are simple:

  • Have citizenship of the Kyrgyz Republic;
  • Be between the ages of 18 and 70 inclusive (For customers purchasing an insurance policy, the age limit is 73 years inclusive);
  • Have a positive credit history.

The list of documents is minimal:

  • a copy of the passport of the borrower, spouse and guarantors (if any);
  • documents on the marital status of the borrower.
Amount Term Interest rate Cash service fee
10 000 – 150 000 KGS 1 -18 month 28% per annum (with insurance policy)

30% per annum (without insurance policy)

According to the Tariffs for individual services
*Effective interest rate from 32,39%.

You can get a calculation of the total cost of the loan from our loan specialists at the nearest office.

The company cooperates with two companies supplying renewable energy installations:

1.Service Center CRVIEE LLC supplies solar dryers. 2.Elsist LLC supplies solar dryers and solar shepherds.

 

Credit Calculator

c

5000
25000
50000

1 мес
12 мес
18 мес

Monthly payment

4874

Interest rate

30 %

Total loan amount

58492

Credit term

12

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