"Consumer' Loan

A consumer loan can be provided for any need: events, household purchasing, furniture, cars, tourist trips,
tuition fees, etc.

LOAN'S OBJECTIVES

to satisfy any consumer needs of the population.

 

collateral free

collateral

 

amount

10 000 - 300 000 soms

200 000 - 500 000 soms

term

1-18 months (up to 200 000 soms)

1-24 months (over 200 000 soms)

6-36 months

INTEREST RATE

10 000 – 50 000 soms– 44%
50 001 – 80 000 soms– 42%
80 001 – 150 000 soms– 40%

150 001 – 300 000 soms– 38%

soms - 28% 

Cash service fee

1,7% of the loan amount

1,7% of the loan amount

Payment of insurance premium can be deferred, with monthly payment for 12 months.

collateral*

up to 150,000 soms - surety is not required

150,001 - 250,000 soms - one guarantor

250,001 - 300,000 soms - two guarantors

for clients without credit history, requesting more than 105,000 soms - a guarantor is required

Real estate

Mixed collateral (real estate + movable property)

 

 

Note: The Credit Committee may ask for a surety regardless of the loan amount.
* Note: When obtaining a loan without collateral with insurance, the above interest rates can be reduced by 2%. Example: without insurance - 38%, with insurance - 36%.

You can get the full cost calculation of the loan from our loan officers at the nearest office. Choose an office.

Calculator calculations are made approximately. You can obtain more detailed information about the repayment amount and the full cost of the loan from your loan specialist at the nearest office

The credit calculator

Type of credit
Size of credit
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Term
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Interest rate
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Monthly payment
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Total payment amount
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